905 PROSPECT STREET
Sheriff sale Lancaster County Sheriff sale listings · checked Aug 28, 2026
Sale dateSep 30, 2026Case #CI-25-08037PlaintiffPENNSYLVANIA HOUSING FINANCE AGENCYDefendantACOSTA, JOSEAttorneyPURCELL, KRUG & HALLER · 717-234-4178Judgment$124,909Parcel338-84837-0-0000Sourcecounty listing ↗
AVM value$237,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$124,909
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$48,000
model: medium tier · $35/sqft × 1,380 sqft — no inspection; range $34,000–$67,000
Potential profit$45,131
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Crosscountry Mortgage Llc, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $237,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $124,909 |
| Rehab (medium tier) | model: $35/sqft × 1,380 sqft, no inspection | − $48,000 |
| Selling & holding | model: 8% of AVM value | − $18,960 |
| Potential profit | screening estimate — not underwriting | $45,131 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$237,000Est. open loans$135,205Owner equity$115,183Assessed value$111,000County market value$111,000Annual taxes$4,586
Property RealEstateAPI (county assessor data)
TypeDuplex (2 Units, Any Combination)Beds3Baths2Living area1,380 sqftLot2,614 sqftYear built1962
Ownership RealEstateAPI (deed/assessor records)
OwnerJose Acosta & Ana Figueroa SotoOwner occupiedYesVacantNoYears owned6.7Last saleDec 4, 2019 · $137,700Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Dec 4, 2019 | Crosscountry Mortgage Llc | $135,205 | Fha |
| Second | Dec 4, 2019 | Pennsylvania Housing Finance Agency | $5,111 | Purchase Money Mortgage |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Dec 4, 2019 | Pennsylvania Housing Finance Agency | $5,111 | Purchase Money Mortgage |
| Dec 4, 2019 | Crosscountry Mortgage Llc | $135,205 | Fha |
| Sep 2, 2010 | Pnc Mortgage Llc | $74,900 | Conventional |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Dec 4, 2019 | $137,700 | Jose Acosta, Ana Figueroa Soto | Harry E Brady, Karen Brady |
| Aug 30, 2001 | $79,900 | Harry E Brady, Karen Brady | Raymond J Fry, Lilly M Fry |