272 MORGAN DRIVE
Sheriff sale Lancaster County Sheriff sale listings · checked Aug 28, 2026
Sale dateSep 30, 2026Case #CI-24-02961PlaintiffFAY SERVICING, LLCDefendantDERAVINE, YOMA VANESSAAttorneyFRIEDMAN VARTOLO LLP · 212.471.5100Judgment$190,694Parcel360-18662-1-0004Sourcecounty listing ↗
AVM value$270,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$190,694
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$33,000
model: medium tier · $35/sqft × 936 sqft — no inspection; range $23,000–$46,000
Potential profit$24,706
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Fairway Independent Mortgage Corp, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $270,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $190,694 |
| Rehab (medium tier) | model: $35/sqft × 936 sqft, no inspection | − $33,000 |
| Selling & holding | model: 8% of AVM value | − $21,600 |
| Potential profit | screening estimate — not underwriting | $24,706 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$270,000Est. open loans$146,265Owner equity$114,454Assessed value$110,300County market value$110,300Annual taxes$2,360
Property RealEstateAPI (county assessor data)
TypeCondominium Unit (Residential)Beds2Baths2Living area936 sqftLot483 sqftYear built1991
Ownership RealEstateAPI (deed/assessor records)
OwnerJonathan Emel & Yoma DeravineOwner occupiedYesVacantNoYears owned8.1Last saleJun 29, 2018 · $149,000Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Jun 29, 2018 | Fairway Independent Mortgage Corp | $146,265 | Fha |
| Second | Jan 12, 2023 | Rushmore Loan Management Services Llc | $36,055 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Jan 12, 2023 | Rushmore Loan Management Services Llc | $36,055 | Fha |
| Jun 29, 2018 | Fairway Independent Mortgage Corp | $146,265 | Fha |
| Aug 22, 2019 | Mers, Inc., As Nominee For Fairway Independent Mortgage Corporation, Its Successors And Assigns | $146,265 | — |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Jun 29, 2018 | $149,000 | Jonathan Andrew Emel, Yoma Vanessa Deravine | Oaklyn Enterprises Llc |
| Nov 27, 2017 | $34,845 | Oaklyn Enterprises Llc | Thomas P Misenko Jr |