886 CHURCH STREET
Sheriff sale Lancaster County Sheriff sale listings · checked Aug 28, 2026
Sale dateSep 30, 2026Case #CI-25-05544PlaintiffNEWREZ LLC D/B/A SHELLPOINT MORTGAGE SERVICINGDefendantHENRIQUEZ-CESPEDES, ALEXANDER A.AttorneyPADGETT LAW GROUP · 8504222520Judgment$224,007Parcel290-47809-0-0000Sourcecounty listing ↗
AVM value$368,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$224,007
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$44,000
model: medium tier · $35/sqft × 1,269 sqft — no inspection; range $31,000–$62,000
Potential profit$70,553
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Gmh Mortgage Services Llc, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $368,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $224,007 |
| Rehab (medium tier) | model: $35/sqft × 1,269 sqft, no inspection | − $44,000 |
| Selling & holding | model: 8% of AVM value | − $29,440 |
| Potential profit | screening estimate — not underwriting | $70,553 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$368,000Est. open loans$213,560Owner equity$154,389Assessed value$193,800County market value$193,800Annual taxes$4,614
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths2Living area1,269 sqftLot16,117 sqftYear built1967
Ownership RealEstateAPI (deed/assessor records)
OwnerAlexander Henriquez CespedesOwner occupiedYesVacantNoYears owned7.7Last saleNov 30, 2018 · $217,500Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Nov 30, 2018 | Gmh Mortgage Services Llc | $213,560 | Fha |
| Second | Jun 9, 2023 | Newrez Llc | $21,010 | Fha |
| Third | Dec 13, 2024 | Newrez Llc | $14,169 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Dec 13, 2024 | Newrez Llc | $14,169 | Fha |
| Jun 9, 2023 | Newrez Llc | $21,010 | Fha |
| Nov 30, 2018 | Gmh Mortgage Services Llc | $213,560 | Fha |
| Mar 21, 2024 | Newrez Llc | $13,559 | FHA |
| Jul 27, 2022 | Newrez Llc | $7,734 | FHA |
| Sep 4, 2019 | Mers, Inc., As Nominee For Gmh Mortgage Services Llc, Its Successors And Assigns | $213,560 | — |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Nov 30, 2018 | $217,500 | Alexander A Henriquez Cespedes | Linda Lee Pontz, The Estate Of Betty A Irwin |