146 E ROSS STREET
Sheriff sale Lancaster County Sheriff sale listings · checked Aug 28, 2026
Sale dateSep 30, 2026Case #CI-25-04129PlaintiffFREEDOM MORTGAGE CORPORATIONDefendantSMITH, IN HIS CAPACITY AS HEIR OF SHANNON L. SMITH, DECEASED, SHAWN E.AttorneyBROCK & SCOTT, PLLC · 844-856-6646Judgment$88,476Parcel336-15693-0-0000Sourcecounty listing ↗
AVM value$246,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$88,476
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st Senior lien
model from REAPI mortgage records — not a title search
Rehab (modeled)$69,000
model: heavy tier · $55/sqft × 1,260 sqft — no inspection; range $48,000–$97,000
Potential profit$68,844
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Freedom Mortgage Corp, recorded First). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $246,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $88,476 |
| Rehab (heavy tier) | model: $55/sqft × 1,260 sqft, no inspection | − $69,000 |
| Selling & holding | model: 8% of AVM value | − $19,680 |
| Potential profit | screening estimate — not underwriting | $68,844 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$246,000Est. open loans$97,425Owner equity$169,244Assessed value$90,600County market value$90,600Annual taxes$3,743
Property RealEstateAPI (county assessor data)
TypeRow HouseBeds3Baths2Living area1,260 sqftLot2,614 sqftYear built1910
Ownership RealEstateAPI (deed/assessor records)
OwnerShannon SmithOwner occupiedYesVacantNoYears owned13.4Last saleJan 23, 2013 · $104,000Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Aug 2, 2016 | Freedom Mortgage Corp | $97,425 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Aug 2, 2016 | Freedom Mortgage Corp | $97,425 | Fha |
| Mar 26, 2013 | Union National Mortgage Co | $102,361 | FHA |
| Apr 24, 2003 | Farmer First Bank | $25,000 | Credit Line (Revolving) / HELOC |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Jan 23, 2013 | $104,000 | Shannon Smith | Ronald C Kope, Jill R Kope |
| Aug 31, 2007 | $100,000 | Ronald C Kope, Jill R Kope | Julie A Moore, Michael Moore |