210 PERRY STREET
Sheriff sale Lancaster County Sheriff sale listings · checked Aug 28, 2026
Sale dateNov 25, 2026Case #CI-25-08044PlaintiffTHE BANK OF NEW YORK MELLON FKA The Bank of New York, As Trustee for the Certificateholders Cwalt, Inc., Alternative Loan Trust 2006-OC2 Mortgage Pass Through Certificates, Series 2006-OC2DefendantTORRES, as Heir of Maryann Torres, Deceased, MICHAEL J.AttorneyLEOPOLD & ASSOCIATES PLLC · 412-530-1025Judgment$38,361Parcel110-54713-0-0000Sourcecounty listing ↗
AVM value$201,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$38,361
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$105,000
model: heavy tier · $55/sqft × 1,904 sqft — no inspection; range $74,000–$147,000
Potential profit$41,559
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Decision One Mortgage Co Llc, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $201,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $38,361 |
| Rehab (heavy tier) | model: $55/sqft × 1,904 sqft, no inspection | − $105,000 |
| Selling & holding | model: 8% of AVM value | − $16,080 |
| Potential profit | screening estimate — not underwriting | $41,559 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$201,000Est. open loans$51,920Owner equity$170,651Assessed value$78,800County market value$78,800Annual taxes$3,062
Property RealEstateAPI (county assessor data)
TypeRow HouseBeds3Baths1Living area1,904 sqftLot1,742 sqftYear built1885
Ownership RealEstateAPI (deed/assessor records)
OwnerMaryann TorresOwner occupiedYesVacantNoYears owned20.7Last saleDec 12, 2005 · $64,900Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Dec 12, 2005 | Decision One Mortgage Co Llc | $51,920 | Fannie Mae/Freddie Mac (Phased Out Keying In 2008 Because Fannie Mae Does Not Originate Loans Directly To Borrowers Or Investors. Most "New Conventional" Loans Meet Their General Underwriting Guidelines.) |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Dec 12, 2005 | Decision One Mortgage Co Llc | $51,920 | Fannie Mae/Freddie Mac (Phased Out Keying In 2008 Because Fannie Mae Does Not Originate Loans Directly To Borrowers Or Investors. Most "New Conventional" Loans Meet Their General Underwriting Guidelines.) |
| Oct 26, 2009 | Mers, Inc., Acting Solely As Nominee For Decision One Mortgage Company, Llc | $51,920 | — |
| Dec 13, 2005 | Decision One Mortgage Company Llc | $12,980 | Stand Alone Second / Subordinate position |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Dec 12, 2005 | $64,900 | Maryann Torres | Michael T Stephens, Tracy L Stephens |
| May 30, 2002 | $36,228 | Michael T Stephens, Tracy L Stephens | Va |
| Oct 31, 2001 | $2,693 | Department Of Veterans Affairs | Dennis K Barnett, Allfirst Bank |