317 SOUTH CHARLOTTE STREET
Sheriff sale Lancaster County Sheriff sale listings · checked Aug 28, 2026
Sale dateNov 25, 2026Case #CI-25-08890PlaintiffTH MSR HOLDINGS LLCDefendantWHARTON, DONALD R.AttorneyFRIEDMAN VARTOLO LLP · 212.471.5100Judgment$113,014Parcel400-52257-0-0000Sourcecounty listing ↗
AVM value$192,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$113,014
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$77,000
model: heavy tier · $55/sqft × 1,408 sqft — no inspection; range $54,000–$108,000
Potential profit$-13,374
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Fairway Independent Mortgage Corp, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $192,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $113,014 |
| Rehab (heavy tier) | model: $55/sqft × 1,408 sqft, no inspection | − $77,000 |
| Selling & holding | model: 8% of AVM value | − $15,360 |
| Potential profit | screening estimate — not underwriting | $-13,374 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$192,000Est. open loans$121,250Owner equity$82,332Assessed value$109,300County market value$109,300Annual taxes$2,847
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds2Baths2Living area1,408 sqftLot4,792 sqftYear built1919
Ownership RealEstateAPI (deed/assessor records)
OwnerDonald WhartonOwner occupiedYesVacantNoYears owned5Last saleAug 4, 2021 · $125,000Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Aug 4, 2021 | Fairway Independent Mortgage Corp | $121,250 | Conventional |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Aug 4, 2021 | Fairway Independent Mortgage Corp | $121,250 | Conventional |
| Nov 12, 2025 | Mortgage Electronic Registration Systems Inc (Mers) Solely As Nominee For Fairway Independent Mortgage Corporation | $121,250 | — |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Aug 4, 2021 | $125,000 | Donald R Wharton | Thomas M Bell, Andrea L Bell |
| Nov 3, 2016 | $0 | Secretary Of Hud | Wells Fargo Bank Na |
| Sep 28, 2016 | $2,913 | Wells Fargo Bank Na | Michele K Stauffer |
| Sep 28, 2016 | $2,913 | Wells Fargo Bank Na | Michelle K Stauffer, Case #Ci-13-11653 |
| Apr 8, 2002 | $84,900 | Michele K Stauffer | Corey J Carvell, Erin M Carvell |
| Nov 17, 1999 | $77,000 | Corey J Carvell, Erin M Reinhold | Benedikt Gleissl, Audrey Gleissl |