2545 AUBURN ROAD
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateOct 5, 2026Case #2026-SU-000434PlaintiffPENNSYLVANIA HOUSING FINANCE AGENCYDefendantCAIN, ANN MARIEAttorneyPURCELL, KRUG & HALLER · (717) 234-4178Judgment$165,663Sourcecounty listing ↗
AVM value$298,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$165,663
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$60,000
model: medium tier · $35/sqft × 1,718 sqft — no inspection; range $42,000–$84,000
Potential profit$48,497
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Fulton Bank Na, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $298,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $165,663 |
| Rehab (medium tier) | model: $35/sqft × 1,718 sqft, no inspection | − $60,000 |
| Selling & holding | model: 8% of AVM value | − $23,840 |
| Potential profit | screening estimate — not underwriting | $48,497 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$298,000Est. open loans$173,900Owner equity$127,447Assessed value$119,570County market value$119,570Annual taxes$4,183
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths2Living area1,718 sqftLot9,583 sqftYear built1959
Ownership RealEstateAPI (deed/assessor records)
OwnerAnn CainOwner occupiedYesVacantNoYears owned6.3Last saleMay 7, 2020 · $189,900Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | May 7, 2020 | Fulton Bank Na | $173,900 | Fha |
| Second | May 8, 2025 | Pennsylvania Housing Finance Agency | $18,368 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| May 8, 2025 | Pennsylvania Housing Finance Agency | $18,368 | Fha |
| May 7, 2020 | Fulton Bank Na | $173,900 | Fha |
| Jul 30, 2024 | Pennsylvania Housing Finance Agency | $16,338 | FHA |
| Oct 14, 2023 | Department Of Housing & Urban Dev | $12,459 | FHA |
| May 8, 2020 | Not Provided | $173,900 | — |
| Jun 21, 2016 | Wells Fargo Bank Na | $146,073 | FHA |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| May 7, 2020 | $189,900 | Anne Marie Cain | Latricia M Krispine |
| Jun 16, 2016 | $0 | Latricia M Krispine | Matthew N Hansard, Latricia M Bradley |
| Nov 19, 2009 | $162,900 | Matthew N Hansard, Latricia M Bradley | Scott R Wallick, Amanda I Wallick |
| Feb 28, 2001 | $101,400 | Scott R Wallick, Amanda I Wallick | Kenneth E Sweigart Ii, Deborah A Sweigart |