2730 WILLAPA DRIVE
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateOct 5, 2026Case #2026-SU-001865PlaintiffACNB, SUCCESSOR TO TRADITIONS BANK, BY MERGERDefendantGWINN, JUSTIN MICHAELAttorneyBARLEY SNYDER LLP · (717) 846-8888Judgment$188,450Sourcecounty listing ↗
AVM value$299,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$188,450
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st Senior lien
model from REAPI mortgage records — not a title search
Rehab (modeled)$38,000
model: medium tier · $35/sqft × 1,092 sqft — no inspection; range $27,000–$53,000
Potential profit$48,630
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Traditions Bank, recorded First). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $299,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $188,450 |
| Rehab (medium tier) | model: $35/sqft × 1,092 sqft, no inspection | − $38,000 |
| Selling & holding | model: 8% of AVM value | − $23,920 |
| Potential profit | screening estimate — not underwriting | $48,630 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$299,000Est. open loans$180,000Owner equity$126,940Assessed value$120,940County market value$120,940Annual taxes$3,968
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,092 sqftLot12,763 sqftYear built1989
Ownership RealEstateAPI (deed/assessor records)
OwnerJustin GwinnOwner occupiedYesVacantNoYears owned3.8Last saleOct 17, 2022 · $0Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Oct 17, 2022 | Traditions Bank | $180,000 | Conventional |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Oct 17, 2022 | Traditions Bank | $180,000 | Conventional |
| Sep 29, 2025 | Traditions Bank | $180,000 | — |
| Jul 23, 2009 | Manufacturers & Traders Trust Co | $25,000 | Credit Line (Revolving) / HELOC |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Oct 17, 2022 | $0 | Justin Michael Gwinn | Justin Michael Gwinn, Amanda Elizabeth Gwinn |
| May 30, 2013 | $144,900 | Justin Michael Gwinn, Amanda Elizabeth Gwinn | Jerry W Yoder |