2550 TARA LANE
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateOct 5, 2026Case #2025-SU-004569PlaintiffDEPARTMENT OF COMMERCE FEDERAL CREDIT UNIONDefendantRIVERA A/K/A LUIS RIVERA, LUIS M.AttorneyKML LAW GROUP, P.C. · (215) 627-1322Judgment$16,419Sourcecounty listing ↗
AVM value$422,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$16,419
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title positionJR Junior lien
model from REAPI mortgage records — not a title search · ~$200,274 senior debt may survive
Rehab (modeled)$90,000
model: medium tier · $35/sqft × 2,565 sqft — no inspection; range $63,000–$126,000
Potential profit$81,547
model — breakdown below
Title position (model): Foreclosing lien appears junior (Freedom Mortgage Corp) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment); ~$200,274 of senior mortgage debt (original amounts) likely survives the sale. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $422,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $16,419 |
| Rehab (medium tier) | model: $35/sqft × 2,565 sqft, no inspection | − $90,000 |
| Selling & holding | model: 8% of AVM value | − $33,760 |
| Senior debt that may survive | title model (original amounts, not payoffs) | − $200,274 |
| Potential profit | screening estimate — not underwriting | $81,547 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$422,000Est. open loans$200,274Owner equity$207,868Assessed value$171,360County market value$171,360Annual taxes$5,251
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths3Living area2,565 sqftLot13,591 sqftYear built1992
Ownership RealEstateAPI (deed/assessor records)
OwnerLuis RiveraOwner occupiedYesVacantNoYears owned10.5Last saleFeb 2, 2016 · $208,000Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Nov 23, 2020 | American Financial Network Inc | $200,274 | Fha |
| Second | Dec 16, 2024 | Freedom Mortgage Corp | $18,655 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Dec 16, 2024 | Freedom Mortgage Corp | $18,655 | Fha |
| Nov 23, 2020 | American Financial Network Inc | $200,274 | Fha |
| Aug 7, 2023 | Freedom Mortgage Corp | $20,780 | FHA |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Feb 2, 2016 | $208,000 | Luis M Rivera | Rajasekharan R Nair, Kumari K Nair |
| Feb 27, 2009 | $215,000 | Rajasekharan R Nair, Kumari K Nair | Central Pa Conference Of The United Meth, Central Pennsylvania Conference Of The U |