149 MEADOW BROOK LANE
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateOct 5, 2026Case #2025-SU-000009PlaintiffWELLS FARGO BANK, N.A.DefendantSTEINOUR, ARBIA E.AttorneyROBERTSON, ANSCHUTZ, SCHNEID, CRANE & PARTNERS, PLLC · 855-225-6906Judgment$157,560Sourcecounty listing ↗
AVM value$364,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$157,560
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$58,000
model: medium tier · $35/sqft × 1,664 sqft — no inspection; range $41,000–$81,000
Potential profit$119,320
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Cardinal Financial Company Lp, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $364,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $157,560 |
| Rehab (medium tier) | model: $35/sqft × 1,664 sqft, no inspection | − $58,000 |
| Selling & holding | model: 8% of AVM value | − $29,120 |
| Potential profit | screening estimate — not underwriting | $119,320 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$364,000Est. open loans$147,959Owner equity$236,378Assessed value$135,010County market value$135,010Annual taxes$4,503
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths2Living area1,664 sqftLot42,602 sqftYear built2002
Ownership RealEstateAPI (deed/assessor records)
OwnerArbia Steinour & Kristina SteinourOwner occupiedYesVacantNoYears owned14.3Last saleMar 7, 2012 · $145,000Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Mar 7, 2012 | Cardinal Financial Company Lp | $147,959 | Conventional |
| Second | Oct 16, 2018 | Spring Eq Llc | $35,000 | Stand Alone Second / Subordinate Position |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Oct 16, 2018 | Spring Eq Llc | $35,000 | Stand Alone Second / Subordinate Position |
| Mar 7, 2012 | Cardinal Financial Company Lp | $147,959 | Conventional |
| Oct 21, 2021 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Cardinal Financial Company Limited Partnership Its Successors And Assigns | $147,959 | — |
| Aug 30, 2007 | Jpmorgan Chase Bank Na | $56,250 | Credit Line (Revolving) / HELOC |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Mar 7, 2012 | $145,000 | Arbia E Steinour, Kristina M Steinor | Fannie Mae, Phelan Hallian & Schmieg |
| Jul 12, 2011 | $0 | Federal National Mortgage Association | Todd M Sheffer, Mandy L Sheffer |
| Mar 26, 2010 | $0 | Todd M Sheffer, Mandy L Sheffer | Todd M Sheffer, Mandy L Sheffer |
| Aug 30, 2007 | $225,000 | Todd M Sheffer, Wendy L Powell | Stone Creek Enterprises Llc |
| Mar 15, 2002 | $130,800 | James N Wagner, Barbara A Wagner | R & W Enterprises Inc |
| Nov 9, 2001 | $20,500 | R & W Enterprises Inc | Naomi R Messinger, Lucille G Messinger |