109 BUNKER HILL ROAD
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateOct 5, 2026Case #2025-SU-001178PlaintiffCARRINGTON MORTGAGE SERVICES, LLCDefendantYETTER, MICHAEL JOSEPHAttorneyMCCALLA RAYMER LEIBERT PIERCE · 445-207-4041Judgment$163,438Sourcecounty listing ↗
AVM value$376,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$163,438
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$74,000
model: medium tier · $35/sqft × 2,102 sqft — no inspection; range $52,000–$104,000
Potential profit$108,482
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Cardinal Financial Company Lp, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $376,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $163,438 |
| Rehab (medium tier) | model: $35/sqft × 2,102 sqft, no inspection | − $74,000 |
| Selling & holding | model: 8% of AVM value | − $30,080 |
| Potential profit | screening estimate — not underwriting | $108,482 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$376,000Est. open loans$164,957Owner equity$205,384Assessed value$145,780County market value$145,780Annual taxes$3,817
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths2Living area2,102 sqftLot28,270 sqftYear built1972
Ownership RealEstateAPI (deed/assessor records)
OwnerMichael Yetter & Gina NazzaroOwner occupiedYesVacantNoYears owned7.5Last saleJan 30, 2019 · $165,000Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Jan 30, 2019 | Cardinal Financial Company Lp | $164,957 | Fha |
| Second | Aug 30, 2024 | Carrington Mortgage Services Llc | $32,028 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Aug 30, 2024 | Carrington Mortgage Services Llc | $32,028 | Fha |
| Jan 30, 2019 | Cardinal Financial Company Lp | $164,957 | Fha |
| Sep 14, 2022 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Calvin& Financial Company Limited Partnership Its Successors And Assigns | $164,957 | — |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Jan 30, 2019 | $165,000 | Michael J Yetter, Gina A Nazzaro | Kay M Bricker |