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502 RIVER ROAD

LOWER CHANCEFORD TOWNSHIP · York County · scheduled · open in Google Maps ↗
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Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026

Sale dateDec 7, 2026Case #2023-SU-001101PlaintiffPNC BANK, NATIONAL ASSOCIATIONDefendantADELSBERGER, TERRY D.AttorneyTHE MANLEY LAW FIRM LLC · 614-767-7003Judgment$44,135Opening bid$35,011Parcel340000200240000000Sourcecounty listing ↗
AVM value$152,000 RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$44,135 county filing
Opening bid / upset$35,011 york.pa.realforeclose.com
Title position1st? Likely senior model from REAPI mortgage records — not a title search
Rehab (modeled)$31,000 model: medium tier · $35/sqft × 884 sqft — no inspection; range $22,000–$43,000
Potential profit$73,829 model — breakdown below

Title position (model): Foreclosing lien appears to be the senior mortgage (Mercantile County Bank, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.

How the profit estimate is computed methodology

LineSourceAmount
AVM valueRealEstateAPI, fetched Aug 21, 2026$152,000
Purchase basis (opening bid) york.pa.realforeclose.com − $35,011
Rehab (medium tier)model: $35/sqft × 884 sqft, no inspection− $31,000
Selling & holdingmodel: 8% of AVM value− $12,160
Potential profitscreening estimate — not underwriting$73,829

Valuation RealEstateAPI · Aug 21, 2026

AVM value (estimate)$152,000Est. open loans$25,000Owner equity$139,972Assessed value$66,580County market value$66,580Annual taxes$2,088

Property RealEstateAPI (county assessor data)

TypeSingle Family ResidenceBeds1Baths1Living area884 sqftLot16,814 sqftYear built1965

Ownership RealEstateAPI (deed/assessor records)

OwnerTerry AdelsbergerOwner occupiedNoVacantNoDistress flagsauction

Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.

Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances

PositionDateLenderOriginal amountType
FirstNov 16, 2006Mercantile County Bank $25,000Credit Line (Revolving) / Heloc

Mortgage history RealEstateAPI recorded-mortgage data

DateLenderAmountType
Nov 16, 2006Mercantile County Bank $25,000Credit Line (Revolving) / Heloc