4990 SPRING CREEK ROAD
Sheriff sale Dauphin County Sheriff portal · checked Aug 28, 2026
Sale dateOct 15, 2026Case #2025-CV-01932 (1)PlaintiffFREEDOM MORTGAGE CORPORATIONDefendantCHESTER JR, ABRAHAMAttorneyBROCK & SCOTT PLLC · 844-856-6646Judgment$477,117Parcel63-015-167Sourcecounty listing ↗
AVM value$560,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$477,117
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$83,000
model: medium tier · $35/sqft × 2,368 sqft — no inspection; range $58,000–$116,000
Potential profit$-44,917
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Homebridge Financial Services Inc, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $560,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $477,117 |
| Rehab (medium tier) | model: $35/sqft × 2,368 sqft, no inspection | − $83,000 |
| Selling & holding | model: 8% of AVM value | − $44,800 |
| Potential profit | screening estimate — not underwriting | $-44,917 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$560,000Est. open loans$449,900Owner equity$150,717Assessed value$202,700County market value$202,700Annual taxes$6,382
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths3Living area2,368 sqftLot276,606 sqftYear built1996
Ownership RealEstateAPI (deed/assessor records)
OwnerAbraham Chester Jr & Michele TaylorOwner occupiedYesVacantNoYears owned4.8Last saleNov 4, 2021 · $449,900Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Nov 4, 2021 | Homebridge Financial Services Inc | $449,900 | Va |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Nov 4, 2021 | Homebridge Financial Services Inc | $449,900 | Va |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Nov 4, 2021 | $449,900 | Abraham Chester Jr, Michele R Taylor | Dale R Nagle |