455 SAGINAW ROAD
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateDec 7, 2026Case #2025-SU-003172PlaintiffSELENE FINANCE, LPDefendantALTLAND, STEPHEN F.AttorneyORLANS PC · 703-342-4824Judgment$118,323Sourcecounty listing ↗
AVM value$120,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$118,323
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$36,000
model: medium tier · $35/sqft × 1,040 sqft — no inspection; range $25,000–$50,000
Potential profit$-43,923
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Loandepot.Com Llc, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $120,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $118,323 |
| Rehab (medium tier) | model: $35/sqft × 1,040 sqft, no inspection | − $36,000 |
| Selling & holding | model: 8% of AVM value | − $9,600 |
| Potential profit | screening estimate — not underwriting | $-43,923 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$120,000Est. open loans$118,750Owner equity$13,012Assessed value$74,950County market value$74,950Annual taxes$2,653
Property RealEstateAPI (county assessor data)
TypeManufactured, Modular, Pre-Fabricated HomesBeds3Baths2Living area1,040 sqftLot52,490 sqftYear built1991
Ownership RealEstateAPI (deed/assessor records)
OwnerStephen AltlandOwner occupiedYesVacantNoYears owned5.1Last saleJun 24, 2021 · $125,000Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Jun 24, 2021 | Loandepot.Com Llc | $118,750 | Conventional |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Jun 24, 2021 | Loandepot.Com Llc | $118,750 | Conventional |
| Apr 22, 2025 | Mortgage Electronic Registration Systems Inc As Nominee For Loandepot.Com Llc | $118,750 | — |
| Jun 21, 2005 | National City Mortgage | $95,667 | FHA |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Jun 24, 2021 | $125,000 | Stephen F Altland | Daniel J Kent, Tami C Kent |
| Nov 3, 2004 | $95,000 | Daniel J Kent | Kim E Snyder, Melissa A Rohrbaugh |