800 CHAMBERS ROAD
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateDec 7, 2026Case #2026-SU-002334PlaintiffM&T BANK A/K/A MANUFACTURERS AND TRADERS TRUST COMPANYDefendantCARTER AKA ALLEN J. CARTER, ALLENAttorneyKML LAW GROUP, P.C. · (215) 627-1322Judgment$113,617Sourcecounty listing ↗
AVM value$407,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$113,617
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title positionJR Junior lien
model from REAPI mortgage records — not a title search · ~$154,000 senior debt may survive
Rehab (modeled)$79,000
model: medium tier · $35/sqft × 2,250 sqft — no inspection; range $55,000–$111,000
Potential profit$27,823
model — breakdown below
Title position (model): Foreclosing lien appears junior (Manufacturers & Traders Trust Co); ~$154,000 of senior mortgage debt (original amounts) likely survives the sale. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $407,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $113,617 |
| Rehab (medium tier) | model: $35/sqft × 2,250 sqft, no inspection | − $79,000 |
| Selling & holding | model: 8% of AVM value | − $32,560 |
| Senior debt that may survive | title model (original amounts, not payoffs) | − $154,000 |
| Potential profit | screening estimate — not underwriting | $27,823 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$407,000Est. open loans$154,000Owner equity$197,209Assessed value$205,280County market value$205,280Annual taxes$7,046
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths2Living area2,250 sqftLot13,024 sqftYear built1987
Ownership RealEstateAPI (deed/assessor records)
OwnerAllen Carter & Joan CarterOwner occupiedYesVacantNoDistress flagsauction
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Mar 27, 2017 | M & T Bank | $154,000 | Conventional |
| Second | Nov 9, 2020 | Manufacturers & Traders Trust Co | $97,000 | Credit Line (Revolving) / Heloc |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Nov 9, 2020 | Manufacturers & Traders Trust Co | $97,000 | Credit Line (Revolving) / Heloc |
| Mar 27, 2017 | M & T Bank | $154,000 | Conventional |
| Jan 26, 2009 | M & T Bank | $158,400 | Unknown |