2490 PIN OAK DRIVE
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateDec 7, 2026Case #2026-SU-001735PlaintiffU.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCAF ACQUISTION TRUSTDefendantTHOMAS, IN HIS CAPACITY AS CO EXECUTOR AND HEIR OF THE ESTATE OF GLORIA E. THOMAS, JEFFREY L.AttorneyROBERTSON, ANSCHUTZ, SCHNEID, CRANE & PARTNERS, PLLC · 855-225-6906Judgment$253,785Sourcecounty listing ↗
AVM value$218,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$253,785
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$60,000
model: heavy tier · $55/sqft × 1,098 sqft — no inspection; range $42,000–$84,000
Potential profit$-113,225
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Metlife Home Loans, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $218,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $253,785 |
| Rehab (heavy tier) | model: $55/sqft × 1,098 sqft, no inspection | − $60,000 |
| Selling & holding | model: 8% of AVM value | − $17,440 |
| Potential profit | screening estimate — not underwriting | $-113,225 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$218,000Est. open loans$217,500Owner equity$93,713Assessed value$93,650County market value$93,650Annual taxes$2,870
Property RealEstateAPI (county assessor data)
TypeCondominium Unit (Residential)Beds3Baths2Living area1,098 sqftYear built1998
Ownership RealEstateAPI (deed/assessor records)
OwnerGloria ThomasOwner occupiedYesVacantNoYears owned24.3Last saleApr 30, 2002 · $105,000Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Apr 7, 2009 | Metlife Home Loans | $217,500 | Reverse Mortgage / Hecm |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Apr 7, 2009 | Metlife Home Loans | $217,500 | Reverse Mortgage / Hecm |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Apr 30, 2002 | $105,000 | Gloria E Thomas | Kenneth B Wikel |
| May 27, 1998 | $105,900 | Kenneth B Wikel, Sarah E Wikel | Michael E Barshinger, Debra S Barshinger |