322 EAST BAUMSTOWN RD
Sheriff sale Berks County Sheriff sale portal · checked Aug 28, 2026
Sale dateSep 11, 2026Case #26-00849PlaintiffWILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE OF CIM TRUST 2025-NR1DefendantBRYAN, PEGGY LAttorneyFRIEDMAN VARTOLO LLP · 2124715100Judgment$153,602Opening bid$1Parcel43534518400404Sourcecounty listing ↗
AVM value$325,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$153,602
county filing
Opening bid / upset$1
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$71,000
model: heavy tier · $55/sqft × 1,296 sqft — no inspection; range $50,000–$99,000
Potential profit$74,398
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Household Finance Consumer Discount Co, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $325,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $153,602 |
| Rehab (heavy tier) | model: $55/sqft × 1,296 sqft, no inspection | − $71,000 |
| Selling & holding | model: 8% of AVM value | − $26,000 |
| Potential profit | screening estimate — not underwriting | $74,398 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$325,000Est. open loans$85,456Owner equity$282,281Assessed value$65,900County market value$65,900Annual taxes$1,064
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,296 sqftLot6,970 sqftYear built1920ConditionFair
Ownership RealEstateAPI (deed/assessor records)
OwnerDavid Bryan & Peggy BryanOwner occupiedYesVacantNoYears owned21.6Last saleJan 14, 2005 · $71,000Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | May 3, 2007 | Household Finance Consumer Discount Co | $85,456 | Unknown |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| May 3, 2007 | Household Finance Consumer Discount Co | $85,456 | Unknown |
| Jan 20, 2006 | New Century Mortgage Corp | $76,500 | ARM (Adjustable Rate Mortgage) |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Jan 14, 2005 | $71,000 | David H Bryan, Peggy L Bryan | Paulette L Bortz, Paulette L Slifer |