205 E 3RD STREET
Sheriff sale Berks County Sheriff sale portal · checked Aug 28, 2026
Sale dateSep 11, 2026Case #25-15839PlaintiffSELECT PORTFOLIO SERVICING, INCDefendantDEVON GEISSLER, AS ADMINISTRATOR TO THE ESTATE OF DEBRA GEISSLER A/K/A DEBRA D. GEISSLER A/K/A DEBRA DAY GEISSLERAttorneySTERN & EISENBERG PC · 215-572-8111Judgment$217,633Opening bid$1Parcel33538720902363Sourcecounty listing ↗
AVM value$228,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$217,633
county filing
Opening bid / upset$1
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$111,000
model: heavy tier · $55/sqft × 2,025 sqft — no inspection; range $78,000–$155,000
Potential profit$-118,873
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Zillow Home Loans Llc, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $228,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $217,633 |
| Rehab (heavy tier) | model: $55/sqft × 2,025 sqft, no inspection | − $111,000 |
| Selling & holding | model: 8% of AVM value | − $18,240 |
| Potential profit | screening estimate — not underwriting | $-118,873 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$228,000Est. open loans$184,300Owner equity$53,540Assessed value$84,100County market value$84,100Annual taxes$1,775
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths2Living area2,025 sqftLot5,227 sqftYear built1900ConditionAverage
Ownership RealEstateAPI (deed/assessor records)
OwnerDebra GeisslerOwner occupiedYesVacantNoYears owned2.9Last saleSep 8, 2023 · $190,000Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Sep 8, 2023 | Zillow Home Loans Llc | $184,300 | Conventional |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Sep 8, 2023 | Zillow Home Loans Llc | $184,300 | Conventional |
| Apr 15, 2025 | Mortgage Electronic Registration Systems Inc (Mers) As Mortgagee As Nominee For Zillow Home Loans Llc Its Successors And Assigns | $184,300 | — |
| Jul 25, 2012 | Sovereign Bank Na | $64,154 | Unknown |
| May 15, 2006 | Pennsylvania Housing Finance Agency | $6,500 | Open End Mortgage / Open End with Future Advance Clause |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Sep 8, 2023 | $190,000 | Debra Geissler | Travis W Zwoyer, Theresa A Zwoyer |