727 THORN STREET
Sheriff sale Berks County Sheriff sale portal · checked Aug 28, 2026
Sale dateSep 11, 2026Case #25-09259PlaintiffCITIZENS BANK, N.A.DefendantSEMEDO, THELMAAttorneyLAW OFFICE OF GREGORY JAVARDIAN, LLC · 215-942-9690Judgment$76,201Opening bid$1Parcel14530758645361Sourcecounty listing ↗
AVM value$211,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$76,201
county filing
Opening bid / upset$1
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st Senior lien
model from REAPI mortgage records — not a title search
Rehab (modeled)$82,000
model: heavy tier · $55/sqft × 1,486 sqft — no inspection; range $57,000–$115,000
Potential profit$35,919
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Citizens Bank Na, recorded First). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $211,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $76,201 |
| Rehab (heavy tier) | model: $55/sqft × 1,486 sqft, no inspection | − $82,000 |
| Selling & holding | model: 8% of AVM value | − $16,880 |
| Potential profit | screening estimate — not underwriting | $35,919 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$211,000Est. open loans$62,400Owner equity$154,891Assessed value$42,300County market value$42,300Annual taxes$1,194
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds5Baths1Living area1,486 sqftLot1,307 sqftYear built1910ConditionAverage
Ownership RealEstateAPI (deed/assessor records)
OwnerThelma SemedoOwner occupiedYesVacantNoYears owned11.1Last saleJul 29, 2015 · $6,000Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | May 5, 2021 | Citizens Bank Na | $62,400 | Credit Line (Revolving) / Heloc |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| May 5, 2021 | Citizens Bank Na | $62,400 | Credit Line (Revolving) / Heloc |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Jul 29, 2015 | $6,000 | Thelma Semedo | Arnulfo Sanchez |
| Jul 27, 2010 | $0 | Arnulfo Sanchez | Fabiola Sanchez |
| Apr 11, 2007 | $12,500 | Fabioloa Sanchez | Francy Acosta |
| Jul 22, 2005 | $20,000 | Francy Acosta | Cesar Antonio Rodriguez |
| Mar 29, 2005 | $24,100 | Cesar Antonio Rodriguez | Susan M Miller |