4355 NEW HOLLAND ROAD
Sheriff sale Berks County Sheriff sale portal · checked Aug 28, 2026
Sale dateSep 11, 2026Case #25-11421PlaintiffFREEDOM MORTGAGE CORPORATIONDefendantSHEPPARD, BRIDGITT RAttorneyBROCK & SCOTT PLLCJudgment$119,490Opening bid$1Parcel34439301080482Sourcecounty listing ↗
AVM value$259,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$119,490
county filing
Opening bid / upset$1
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$30,000
model: medium tier · $35/sqft × 851 sqft — no inspection; range $21,000–$42,000
Potential profit$88,790
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Mortgage America Inc, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $259,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $119,490 |
| Rehab (medium tier) | model: $35/sqft × 851 sqft, no inspection | − $30,000 |
| Selling & holding | model: 8% of AVM value | − $20,720 |
| Potential profit | screening estimate — not underwriting | $88,790 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$259,000Est. open loans$92,555Owner equity$159,536Assessed value$79,800County market value$79,800Annual taxes$953
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area851 sqftLot23,522 sqftYear built1955ConditionAverage
Ownership RealEstateAPI (deed/assessor records)
OwnerChad Hatt & Bridgitt SheppardOwner occupiedYesVacantNoYears owned7.8Last saleNov 29, 2018 · $85,100Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Nov 29, 2018 | Mortgage America Inc | $92,555 | Conventional |
| Second | Jun 21, 2019 | Bellco Fcu | $25,000 | Stand Alone Second / Subordinate Position |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Jun 21, 2019 | Bellco Fcu | $25,000 | Stand Alone Second / Subordinate Position |
| Nov 29, 2018 | Mortgage America Inc | $92,555 | Conventional |
| Apr 11, 2022 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Mortgage Americainc Its Successors And Assigns | $92,555 | — |
| Nov 19, 2009 | Sovereign Bank | $20,000 | Credit Line (Revolving) / HELOC |
| Jun 28, 2007 | Sovereign Bank | $13,500 | Unknown |
| Aug 3, 2006 | Sovereign Bank | $10,000 | Unknown |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Nov 29, 2018 | $85,100 | Chad D Hatt, Bridgitt R Sheppard | Natalie F Groff, Lisa A Burkholder |
| Aug 22, 2003 | $0 | Natalie F Groff | Arthur A Groff, Natalie F Groff |