22 HEIDELBERG AVENUE
Sheriff sale Berks County Sheriff sale portal · checked Aug 28, 2026
Sale dateSep 11, 2026Case #25-18153PlaintiffMETLIFE SECURITIZATION TRUST2019-1, WILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS INDENTURE TRUSTEEDefendantGEBHARD, DANIEL L.AttorneyRAS CITRON, LLCJudgment$90,297Opening bid$2,049Parcel23532714346452Sourcecounty listing ↗
AVM value$164,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$90,297
county filing
Opening bid / upset$2,049
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$45,000
model: heavy tier · $55/sqft × 823 sqft — no inspection; range $31,000–$63,000
Potential profit$15,583
model — breakdown below
Title position (model): No open mortgages in REAPI records — the foreclosing judgment appears to be the senior encumbrance (unrecorded/missing liens possible). Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $164,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $90,297 |
| Rehab (heavy tier) | model: $55/sqft × 823 sqft, no inspection | − $45,000 |
| Selling & holding | model: 8% of AVM value | − $13,120 |
| Potential profit | screening estimate — not underwriting | $15,583 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$164,000Est. open loans$0Owner equity$164,000Assessed value$45,000County market value$45,000Annual taxes$1,043
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds2Baths1Living area823 sqftLot6,098 sqftYear built1930ConditionAverage
Ownership RealEstateAPI (deed/assessor records)
OwnerJudith KramlichOwner occupiedNoVacantNoYears owned13.3Last saleMay 22, 2013 · $55,000Distress flagspreForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Sep 7, 2012 | New Century Mortgage Corporation | $56,350 | — |
| Dec 30, 2006 | The County Of Berks | $7,438 | Unknown |
| Sep 13, 2006 | Pennsylvania Housing Finance Agency | $13,500 | Open End Mortgage / Open End with Future Advance Clause |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| May 22, 2013 | $55,000 | Judith Kramlich | David L Gross |
| Dec 29, 2004 | $80,500 | Daniel L Gebhard, Sheila Gebhard | David L Gebhard, Kathryn M Gebhard |