623 TULPEHOCKEN STREET
Sheriff sale Berks County Sheriff sale portal · checked Aug 28, 2026
Sale dateSep 11, 2026Case #26-03268PlaintiffPENNSYLVANIA HOUSING FINANCE AGENCYDefendantJOSHUA A. COHEN A/K/A JOSHUA ALBERT COHENAttorneyPURCELL, KRUG & HALLER · 717-234-4178Judgment$40,457Opening bid$2,212Parcel15530764338512Sourcecounty listing ↗
AVM value$176,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$40,457
county filing
Opening bid / upset$2,212
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$78,000
model: heavy tier · $55/sqft × 1,414 sqft — no inspection; range $55,000–$109,000
Potential profit$43,463
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Sovereign Bank Na, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $176,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $40,457 |
| Rehab (heavy tier) | model: $55/sqft × 1,414 sqft, no inspection | − $78,000 |
| Selling & holding | model: 8% of AVM value | − $14,080 |
| Potential profit | screening estimate — not underwriting | $43,463 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$176,000Est. open loans$54,002Owner equity$136,284Assessed value$24,900County market value$24,900Annual taxes$703
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds5Baths1Living area1,414 sqftLot1,742 sqftYear built1900ConditionPoor
Ownership RealEstateAPI (deed/assessor records)
OwnerJoshua CohenOwner occupiedYesVacantNoYears owned8Last saleAug 27, 2018 · $18,177Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Dec 21, 2012 | Sovereign Bank Na | $54,002 | Fha |
| Second | Dec 21, 2012 | Sovereign Bank | $5,000 | Stand Alone Second / Subordinate Position |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Dec 21, 2012 | Sovereign Bank | $5,000 | Stand Alone Second / Subordinate Position |
| Dec 21, 2012 | Sovereign Bank Na | $54,002 | Fha |
| Feb 23, 2006 | American General Financial Services Inc | $5,500 | Credit Line (Revolving) / HELOC |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Aug 27, 2018 | $18,177 | Joshua Albert Cohen | Rosemarie Margaret Kosma, Joshua Albert Cohen |
| Dec 21, 2012 | $54,999 | Joshua A Cohen | Our City Reading Inc |
| Aug 9, 2010 | $16,250 | Our City Reading Inc | The Bank Of New York Mellon, Bac Home Loans Servicing Lp |
| Oct 2, 2009 | $1,300 | Bank Of New York Mellon, The Bank Of New York | Rosa Maria Roman, Rosa Maria Ramon |