20 BENFIELD ROAD
Sheriff sale Berks County Sheriff sale portal · checked Aug 28, 2026
Sale dateSep 11, 2026Case #18-17170PlaintiffNATIONSTAR MORTGAGE LLC D/B/A MR COOPERDefendantTAMARYA ANN JAMES, INDIVIDUALLY AND AS THE ADMINISTRATRIX OF THE ESTATE OF JAMES EARL HEMINITZ, DECEASEDAttorneyLOGS LEGAL GROUP, LLP · 610-278-6800Judgment$179,385Opening bid$2,527Parcel59549101095600Sourcecounty listing ↗
AVM value$263,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$179,385
county filing
Opening bid / upset$2,527
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$49,000
model: medium tier · $35/sqft × 1,400 sqft — no inspection; range $34,000–$69,000
Potential profit$13,575
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Freedom Mortgage Corp, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $263,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $179,385 |
| Rehab (medium tier) | model: $35/sqft × 1,400 sqft, no inspection | − $49,000 |
| Selling & holding | model: 8% of AVM value | − $21,040 |
| Potential profit | screening estimate — not underwriting | $13,575 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$263,000Est. open loans$115,619Owner equity$173,413Assessed value$95,000County market value$95,000Annual taxes$1,136
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,400 sqftLot49,223 sqftYear built1997ConditionAverage
Ownership RealEstateAPI (deed/assessor records)
OwnerJames Heminitz & Tamarya JamesOwner occupiedYesVacantNoYears owned16.2Last saleMay 6, 2010 · $127,553Distress flagsauction, judgment, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Feb 22, 2016 | Freedom Mortgage Corp | $115,619 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Feb 22, 2016 | Freedom Mortgage Corp | $115,619 | Fha |
| Feb 4, 2012 | Admirals Bank | $11,182 | Stand Alone Second / Subordinate position |
| Jan 24, 2008 | Beneficial Consumer Discount Company | $138,999 | Unknown |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| May 6, 2010 | $127,553 | James Earl Heminitz, Tamarya Ann James | Barry M Merkel, Dorothy A Merkel |