749 NORTH 12TH STREET
Sheriff sale Berks County Sheriff sale portal · checked Aug 28, 2026
Sale dateSep 11, 2026Case #25-17438PlaintiffFTS CAPITAL LLCDefendantTINEO, JOSE DAttorneySHNAYDER LAW FIRM LLC · 215-834-3103Judgment$15,138Opening bid$1,824Parcel12531754147540Sourcecounty listing ↗
AVM value$173,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$15,138
county filing
Opening bid / upset$1,824
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title positionJR Junior lien
model from REAPI mortgage records — not a title search · ~$123,717 senior debt may survive
Rehab (modeled)$90,000
model: heavy tier · $55/sqft × 1,628 sqft — no inspection; range $63,000–$126,000
Potential profit$-69,695
model — breakdown below
Title position (model): Foreclosing lien appears junior (Neighborhood Housing Service) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment); ~$123,717 of senior mortgage debt (original amounts) likely survives the sale. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $173,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $15,138 |
| Rehab (heavy tier) | model: $55/sqft × 1,628 sqft, no inspection | − $90,000 |
| Selling & holding | model: 8% of AVM value | − $13,840 |
| Senior debt that may survive | title model (original amounts, not payoffs) | − $123,717 |
| Potential profit | screening estimate — not underwriting | $-69,695 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$173,000Est. open loans$123,717Owner equity$52,290Assessed value$44,400County market value$44,400Annual taxes$1,253
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths1Living area1,628 sqftLot1,742 sqftYear built1916ConditionAverage
Ownership RealEstateAPI (deed/assessor records)
OwnerJose TineoOwner occupiedYesVacantNoYears owned5.1Last saleJul 14, 2021 · $126,000Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Jul 14, 2021 | Crosscountry Mortgage Llc | $123,717 | Fha |
| Second | Jul 14, 2021 | Neighborhood Housing Service | $10,000 | Stand Alone Second / Subordinate Position |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Jul 14, 2021 | Neighborhood Housing Service | $10,000 | Stand Alone Second / Subordinate Position |
| Jul 14, 2021 | Crosscountry Mortgage Llc | $123,717 | Fha |
| Aug 22, 2005 | Greenpoint Mortgage Funding Inc | $10,000 | Stand Alone Second / Subordinate position |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Jul 14, 2021 | $126,000 | Jose D Tineo | Joheny Perez |
| Oct 12, 2020 | $45,000 | Joheny Perez | Maritza Hernandez, Domingo Hernandez |
| Aug 20, 2005 | $50,000 | Maritza Hernandez, Domingo Hernandez | Celestina Abreu, Otilio Abreu |
| Apr 8, 2004 | $39,900 | Celestina Abreu, Otilio Abreu | Daniel R Bendetti, Rochelle A Bendetti |