1178 CEDAR TOP ROAD
Sheriff sale Berks County Sheriff sale portal · checked Aug 28, 2026
Sale dateOct 9, 2026Case #25-17506PlaintiffUS BANK TRUST COMPANY NATIONAL ASSOCIATION AS TRUSTEE AS SUCCESSOR-IN-INTEREST TO US BANK NATIONAL ASSOCIATION AS TRUSTEE FOR RESIDENTIAL ASSET SECURITIES CORPORATION HOME EQUITY MORTGAGE ASSET-BACKEDDefendantBURNATOWSKI, DEBORAH L.AttorneySTERN & EISENBERG PC · 215-572-8111Judgment$189,087Opening bid$1Parcel39530513144454Sourcecounty listing ↗
AVM value$437,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$189,087
county filing
Opening bid / upset$1
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$121,000
model: heavy tier · $55/sqft × 2,206 sqft — no inspection; range $85,000–$169,000
Potential profit$91,953
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Fmf Capital Llc, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $437,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $189,087 |
| Rehab (heavy tier) | model: $55/sqft × 2,206 sqft, no inspection | − $121,000 |
| Selling & holding | model: 8% of AVM value | − $34,960 |
| Potential profit | screening estimate — not underwriting | $91,953 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$437,000Est. open loans$246,000Owner equity$253,169Assessed value$114,800County market value$114,800Annual taxes$2,280
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths4Living area2,206 sqftLot46,609 sqftYear built1900ConditionAverage
Ownership RealEstateAPI (deed/assessor records)
OwnerJoseph Burnatowski & Irene BurnatowskiOwner occupiedYesVacantNoDistress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Aug 30, 2006 | Fmf Capital Llc | $246,000 | Conventional |
| Second | Mar 28, 2022 | Diamond Cu | $74,000 | Credit Line (Revolving) / Heloc |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Mar 28, 2022 | Diamond Cu | $74,000 | Credit Line (Revolving) / Heloc |
| Aug 30, 2006 | Fmf Capital Llc | $246,000 | Conventional |