4 NORTH PINE STREET
Sheriff sale Berks County Sheriff sale portal · checked Aug 28, 2026
Sale dateOct 9, 2026Case #24-18755PlaintiffLAKEVIEW LOAN SERVICING, LLCDefendantCAVACINI, JODY ERICAttorneyROBERTSON, ANSCHUTZ, SCHNEID, CRANE & PARTNERS PLLC · 855-225-6906Judgment$203,323Opening bid$1Parcel95433707783786Sourcecounty listing ↗
AVM value$274,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$203,323
county filing
Opening bid / upset$1
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$114,000
model: heavy tier · $55/sqft × 2,080 sqft — no inspection; range $80,000–$160,000
Potential profit$-65,243
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Envoy Mortgage Ltd, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $274,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $203,323 |
| Rehab (heavy tier) | model: $55/sqft × 2,080 sqft, no inspection | − $114,000 |
| Selling & holding | model: 8% of AVM value | − $21,920 |
| Potential profit | screening estimate — not underwriting | $-65,243 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$274,000Est. open loans$207,824Owner equity$59,490Assessed value$66,300County market value$66,300Annual taxes$1,099
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area2,080 sqftLot3,920 sqftYear built1900ConditionAverage
Ownership RealEstateAPI (deed/assessor records)
OwnerJody CavaciniOwner occupiedNoVacantNoYears owned5.4Last saleJan 6, 2021 · $217,500Distress flagspreForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Jan 6, 2021 | Envoy Mortgage Ltd | $207,824 | Fha |
| Second | Aug 9, 2023 | Department Of Housing & Urban Dev | $21,334 | Fha |
| Third | Mar 19, 2024 | Loancare Llc | $9,372 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Mar 19, 2024 | Loancare Llc | $9,372 | Fha |
| Aug 9, 2023 | Department Of Housing & Urban Dev | $21,334 | Fha |
| Jan 6, 2021 | Envoy Mortgage Ltd | $207,824 | Fha |
| Aug 10, 2022 | Department Of Housing & Urban Dev | $17,391 | FHA |
| Dec 21, 2021 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Envoy Mortgage Ltd Its Successors And Assigns | $207,824 | — |
| Jun 20, 2017 | Home Point Financial Corporation | $161,515 | FHA |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Jan 6, 2021 | $217,500 | Jody Eric Cavacini | Timothy S Bilak |
| Jun 20, 2017 | $159,900 | Timothy S Bilak | Re Equity Investment Llc |
| Aug 16, 2016 | $2,100 | Bank Of New York Mellon | Sheriff Of Berks County, The Bank Of New York Mellon |
| May 25, 2007 | $209,900 | Kevin D Wasser, Kathryn G Wasser | Bradley G Fry, Jennifer R Fry |