36 NORTH CANAL STREET AKA 36 CANAL STREET
Sheriff sale Berks County Sheriff sale portal · checked Aug 28, 2026
Sale dateDec 11, 2026Case #25-11755PlaintiffM&T BANKDefendantGARRISON, HEIDI MAttorneyKML LAW GROUP, P.C. · 215-627-1322Judgment$104,859Opening bid$1Parcel92449119600901Sourcecounty listing ↗
AVM value$236,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$104,859
county filing
Opening bid / upset$1
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$40,000
model: medium tier · $35/sqft × 1,140 sqft — no inspection; range $28,000–$56,000
Potential profit$72,261
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Amerihome Mortgage Company Llc, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $236,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $104,859 |
| Rehab (medium tier) | model: $35/sqft × 1,140 sqft, no inspection | − $40,000 |
| Selling & holding | model: 8% of AVM value | − $18,880 |
| Potential profit | screening estimate — not underwriting | $72,261 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$236,000Est. open loans$111,566Owner equity$135,682Assessed value$66,700County market value$66,700Annual taxes$1,249
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths2Living area1,140 sqftLot4,792 sqftYear built1986ConditionFair
Ownership RealEstateAPI (deed/assessor records)
OwnerHeidi GarrisonOwner occupiedYesVacantNoYears owned8.9Last saleSep 15, 2017 · $118,000Distress flagspreForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | May 4, 2021 | Amerihome Mortgage Company Llc | $111,566 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| May 4, 2021 | Amerihome Mortgage Company Llc | $111,566 | Fha |
| Sep 15, 2017 | Residential Mortgage | $115,862 | FHA |
| Jan 25, 2013 | Usaa Fsb | $69,715 | VA |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Sep 15, 2017 | $118,000 | Heidi M Garrison | Sam Quality Properties Llc |
| May 19, 2016 | $69,900 | Sam Quality Properties Lc | John Rush, Deborah Peck |
| Jan 30, 2003 | $75,500 | Vincent A Rush Iii | Jeffrey B Weyant, Karen A Weyant |