15631 KUTZTOWN ROAD
Sheriff sale Berks County Sheriff sale portal · checked Aug 28, 2026
Sale dateOct 9, 2026Case #26-04181PlaintiffJPMORGAN CHASE BANK, N.A.DefendantGEHMAN, DANIELAttorneyPOWERS KIRN, LLCJudgment$94,403Opening bid$1Parcel63546401351578Sourcecounty listing ↗
AVM value$330,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$94,403
county filing
Opening bid / upset$1
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st Senior lien
model from REAPI mortgage records — not a title search
Rehab (modeled)$52,000
model: medium tier · $35/sqft × 1,498 sqft — no inspection; range $36,000–$73,000
Potential profit$157,197
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Jpmorgan Chase Bank Na, recorded First). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $330,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $94,403 |
| Rehab (medium tier) | model: $35/sqft × 1,498 sqft, no inspection | − $52,000 |
| Selling & holding | model: 8% of AVM value | − $26,400 |
| Potential profit | screening estimate — not underwriting | $157,197 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$330,000Est. open loans$128,284Owner equity$245,536Assessed value$134,400County market value$134,400Annual taxes$1,776
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths2Living area1,498 sqftLot18,731 sqftYear built1959ConditionFair
Ownership RealEstateAPI (deed/assessor records)
OwnerVicki GehmanOwner occupiedYesVacantNoYears owned2.7Last saleDec 6, 2023 · $0Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Jan 26, 2012 | Jpmorgan Chase Bank Na | $128,284 | Conventional |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Jan 26, 2012 | Jpmorgan Chase Bank Na | $128,284 | Conventional |
| Nov 8, 2004 | Wachovia Bank Na | $78,000 | Credit Line (Revolving) / HELOC |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Dec 6, 2023 | $0 | Andrea Whitaker, Vicki M Gehman | Vicki M Gehman, Vicki Gehman |