1079 DEER RUN
Sheriff sale Berks County Sheriff sale portal · checked Aug 28, 2026
Sale dateOct 9, 2026Case #26-03890PlaintiffGUILD MORTGAGE COMPANY LLCDefendantLOZADO, CRYSTALAttorneyBROCK & SCOTT PLLCJudgment$174,411Opening bid$1Parcel532718419914Sourcecounty listing ↗
AVM value$247,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$174,411
county filing
Opening bid / upset$1
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st Senior lien
model from REAPI mortgage records — not a title search
Rehab (modeled)$53,000
model: medium tier · $35/sqft × 1,520 sqft — no inspection; range $37,000–$74,000
Potential profit$-171
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Guild Mortgage Co, recorded First). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $247,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $174,411 |
| Rehab (medium tier) | model: $35/sqft × 1,520 sqft, no inspection | − $53,000 |
| Selling & holding | model: 8% of AVM value | − $19,760 |
| Potential profit | screening estimate — not underwriting | $-171 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$247,000Est. open loans$160,791Owner equity$97,705Assessed value$61,600County market value$61,600Annual taxes$1,004
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths2Living area1,520 sqftLot2,614 sqftYear built1977ConditionAverage
Ownership RealEstateAPI (deed/assessor records)
OwnerCrystal LozadaOwner occupiedYesVacantNoYears owned3.8Last saleOct 7, 2022 · $175,000Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Oct 7, 2022 | Guild Mortgage Co | $160,791 | Conventional |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Oct 7, 2022 | Guild Mortgage Co | $160,791 | Conventional |
| Mar 20, 2026 | Not Provided | $160,791 | — |
| Feb 13, 2012 | Mers, Inc., Solely As Nominee For First Horizon Home Loan Corporation Its Successors And Assigns | $79,900 | — |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Oct 7, 2022 | $175,000 | Crystal Lozada | Andrew L Whisler |
| May 5, 2016 | $110,000 | Andrew L Whisler | Michele Borelli |
| May 5, 2015 | $46,000 | Michele Borelli | Fannie Mae, Martha E Von Rosenstiel Pc |
| Oct 24, 2014 | $5,000 | Federal National Mortgage Association, Fannie Mae | Krystal M Blake |
| Sep 30, 2005 | $79,900 | Krystal M Blake | Mary Jo Hollis |