4159 WHITE HORSE RD
Sheriff sale Chester County sheriff sales on Bid4Assets · checked Aug 28, 2026
Sale dateSep 17, 2026Case #26-4-94 / 2022-05881-SSHPlaintiffNAVY FEDERAL CREDIT UNIONDefendantMCLELLAN, ANDREW R.AttorneyMARIN, ASHLEIGH LEVYJudgment$2,197,297Sourcecounty listing ↗
AVM value$975,660
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$2,197,297
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st Senior lien
model from REAPI mortgage records — not a title search
Rehab (modeled)$482,000
model: medium tier · $35/sqft × 13,763 sqft — no inspection; range $337,000–$675,000
Potential profit$-1,781,690
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Navy Fcu, recorded First). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $975,660 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $2,197,297 |
| Rehab (medium tier) | model: $35/sqft × 13,763 sqft, no inspection | − $482,000 |
| Selling & holding | model: 8% of AVM value | − $78,053 |
| Potential profit | screening estimate — not underwriting | $-1,781,690 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$975,660Est. open loans$2,000,000Owner equity$0Assessed value$975,660County market value$1,042,200Annual taxes$30,376
Property RealEstateAPI (county assessor data)
TypeFarm (Irrigated Or Dry)Living area13,763 sqftLot971,388 sqftYear built1992
Ownership RealEstateAPI (deed/assessor records)
OwnerAndrew MclellanOwner occupiedNoVacantNoYears owned8.6Last saleJan 25, 2018 · $2,900,000Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Jan 25, 2018 | Navy Fcu | $2,000,000 | Conventional |
| Second | Jul 6, 2019 | Navy Fcu | $400,000 | Credit Line (Revolving) / Heloc |
| Third | Nov 26, 2021 | Deni Carise | $300,000 | Unknown |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Nov 26, 2021 | Deni Carise | $300,000 | Unknown |
| Jul 6, 2019 | Navy Fcu | $400,000 | Credit Line (Revolving) / Heloc |
| Jan 25, 2018 | Navy Fcu | $2,000,000 | Conventional |
| May 19, 2016 | M &T Bank | $1,170,000 | ARM (Adjustable Rate Mortgage) |
| Nov 20, 2008 | Td Bank Na | $750,000 | Credit Line (Revolving) / HELOC |
| Mar 26, 2007 | Commerce Bank Na | $562,000 | Unknown |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Jan 25, 2018 | $2,900,000 | Andrew R Mclellan | Thomas H Kashi, Flora Jaseb Kashi |
| Sep 17, 2004 | $2,950,000 | Thomas H Kashi, Flora Jaseb Kashi | Andrew J Sterge, Mary Louise A Sterge |
| Feb 24, 2000 | $2,800,000 | Andrew J Sterge, Mary Louise A Sterge | David R Force, Linda Ann Force |