2632 EAGLE ROAD
Sheriff sale Chester County sheriff sales on Bid4Assets · checked Aug 28, 2026
Sale dateSep 17, 2026Case #25-11-303 / 2019-05463-SSHPlaintiffBANK OF NEW YORK MELLON TRUST COMPANY N A (TRUSTEEDefendantHARVEY, CAROL R et alAttorneyGABLE, SAMANTHAJudgment$271,987Sourcecounty listing ↗
AVM value$311,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$271,987
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$40,000
model: medium tier · $35/sqft × 1,152 sqft — no inspection; range $28,000–$56,000
Potential profit$-25,867
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Financial Freedom Senior Funding Corp, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $311,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $271,987 |
| Rehab (medium tier) | model: $35/sqft × 1,152 sqft, no inspection | − $40,000 |
| Selling & holding | model: 8% of AVM value | − $24,880 |
| Potential profit | screening estimate — not underwriting | $-25,867 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$311,000Est. open loans$310,500Owner equity$116,939Assessed value$91,570County market value$91,570Annual taxes$2,774
Property RealEstateAPI (county assessor data)
TypeCondominium Unit (Residential)Beds2Baths3Living area1,152 sqftLot1,152 sqftYear built1984
Ownership RealEstateAPI (deed/assessor records)
OwnerCarol HarveyOwner occupiedYesVacantNoDistress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Nov 14, 2006 | Financial Freedom Senior Funding Corp | $310,500 | Reverse Mortgage / Hecm |
| Second | Jan 29, 2011 | Citizens Bank Of Pennsylvania | $28,500 | Credit Line (Revolving) / Heloc |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Jan 29, 2011 | Citizens Bank Of Pennsylvania | $28,500 | Credit Line (Revolving) / Heloc |
| Nov 14, 2006 | Financial Freedom Senior Funding Corp | $310,500 | Reverse Mortgage / Hecm |