323 SOUTH STREET
Sheriff sale Chester County sheriff sales on Bid4Assets · checked Aug 28, 2026
Sale dateNov 19, 2026Case #26-4-99 / 2023-07718-SSHPlaintiffU S BANK TRUST COMPANY NATIONAL ASSOCIATIONDefendantFINERAN, ELEANOR DAttorneyFEIN, JILL MJudgment$221,936Sourcecounty listing ↗
AVM value$434,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$221,936
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$86,000
model: heavy tier · $55/sqft × 1,568 sqft — no inspection; range $60,000–$120,000
Potential profit$91,344
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Americas Wholesale Lender, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $434,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $221,936 |
| Rehab (heavy tier) | model: $55/sqft × 1,568 sqft, no inspection | − $86,000 |
| Selling & holding | model: 8% of AVM value | − $34,720 |
| Potential profit | screening estimate — not underwriting | $91,344 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$434,000Est. open loans$161,000Owner equity$353,783Assessed value$102,170County market value$105,020Annual taxes$4,997
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,568 sqftLot17,722 sqftYear built1920
Ownership RealEstateAPI (deed/assessor records)
OwnerEleanor FineranOwner occupiedYesVacantNoYears owned27.3Last saleMay 17, 1999 · $121,500Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Mar 18, 2005 | Americas Wholesale Lender | $161,000 | Fannie Mae/Freddie Mac (Phased Out Keying In 2008 Because Fannie Mae Does Not Originate Loans Directly To Borrowers Or Investors. Most "New Conventional" Loans Meet Their General Underwriting Guidelines.) |
| Second | Jun 26, 2006 | Countrywide Home Loans Inc | $88,400 | Stand Alone Second / Subordinate Position |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Jun 26, 2006 | Countrywide Home Loans Inc | $88,400 | Stand Alone Second / Subordinate Position |
| Mar 18, 2005 | Americas Wholesale Lender | $161,000 | Fannie Mae/Freddie Mac (Phased Out Keying In 2008 Because Fannie Mae Does Not Originate Loans Directly To Borrowers Or Investors. Most "New Conventional" Loans Meet Their General Underwriting Guidelines.) |
| May 1, 2009 | Pennsylania Housing Finance Agency | $51,000 | Open End Mortgage / Open End with Future Advance Clause |
| Mar 18, 2005 | Countrywide Bank | $32,500 | Credit Line (Revolving) / HELOC |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| May 17, 1999 | $121,500 | Shane M Fineran, Eleanor D Fineran | Erich Zimmerman, Jodi R Zimmerman |
| Aug 25, 1995 | $0 | Erich Zimmerman, Jodi R Zimmerman | Erich Zimmerman, Jodi R Zimmerman |
| Sep 2, 1994 | $0 | Jeanette Owens | Charles B Owens, Jeanette Owens |
| Jan 13, 1994 | $100,000 | Erich Zimmerman, Jodi R Farrell | Jeanette Owens |