907 LAFAYETTE ST
Sheriff sale Chester County sheriff sales on Bid4Assets · checked Aug 28, 2026
Sale dateNov 19, 2026Case #26-11-178 / 2026-02324-SSHPlaintiffU S BANK NATIONAL ASSOCIATION (S/I/I)DefendantDARDEN, WILSON et alAttorneyTREGLIA, CAROLYNJudgment$104,456Sourcecounty listing ↗
AVM value$221,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$104,456
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$44,000
model: medium tier · $35/sqft × 1,248 sqft — no inspection; range $31,000–$62,000
Potential profit$54,864
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Ownit Mortgage Solutions Inc, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $221,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $104,456 |
| Rehab (medium tier) | model: $35/sqft × 1,248 sqft, no inspection | − $44,000 |
| Selling & holding | model: 8% of AVM value | − $17,680 |
| Potential profit | screening estimate — not underwriting | $54,864 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$221,000Est. open loans$144,000Owner equity$136,987Assessed value$75,910County market value$75,910Annual taxes$4,139
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,248 sqftLot15,000 sqftYear built1991
Ownership RealEstateAPI (deed/assessor records)
OwnerWilson Darden & Jessie DardenOwner occupiedYesVacantNoYears owned19.9Last saleSep 12, 2006 · $135,000Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Sep 12, 2006 | Ownit Mortgage Solutions Inc | $144,000 | Unknown |
| Second | Mar 27, 2015 | Housing Partnership Of Chester County | $20,150 | Unknown |
| Third | Jun 6, 2022 | Mv Realty Of Pennsylvania Llc | $575 | Building Or Construction Loan |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Jun 6, 2022 | Mv Realty Of Pennsylvania Llc | $575 | Building Or Construction Loan |
| Mar 27, 2015 | Housing Partnership Of Chester County | $20,150 | Unknown |
| Sep 12, 2006 | Ownit Mortgage Solutions Inc | $144,000 | Unknown |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Sep 12, 2006 | $135,000 | Wilson Darden, Jessie Darden | Kevin E Mckelvey, Nancy E Mckelvey |
| May 28, 2002 | $42,500 | Kevin E Mckelvey, Nancy E Mckelvey | Federal Home Loan Mortgage Corporation |
| Jan 24, 2002 | $0 | Federal Home Loan Mortgage Corporation | Randolph M Green, Pnc Bank Na |