27 BECK MILL ROAD
Sheriff sale York County Sheriff attorney portal · checked Aug 28, 2026
Sale dateDec 7, 2026Case #2024-SU-000899PlaintiffPLANET HOME LENDING, LLCDefendantGIBSON, KELLYAttorneyHILL WALLACK LLP · 267-759-2077Judgment$117,101Sourcecounty listing ↗
AVM value$233,000
RealEstateAPI estimate, Aug 28, 2026 — not an appraisal
Judgment$117,101
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior
model from REAPI mortgage records — not a title search
Rehab (modeled)$48,000
model: medium tier · $35/sqft × 1,372 sqft — no inspection; range $34,000–$67,000
Potential profit$49,259
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (First Financial Services Inc, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 28, 2026 | $233,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $117,101 |
| Rehab (medium tier) | model: $35/sqft × 1,372 sqft, no inspection | − $48,000 |
| Selling & holding | model: 8% of AVM value | − $18,640 |
| Potential profit | screening estimate — not underwriting | $49,259 |
Valuation RealEstateAPI · Aug 28, 2026
AVM value (estimate)$233,000Est. open loans$136,440Owner equity$144,937Assessed value$99,420County market value$99,420Annual taxes$3,350
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,372 sqftLot10,237 sqftYear built1984APN44-000-06-0121.A0-00000
Ownership RealEstateAPI (deed/assessor records)
OwnerKelly Gibson & Caroline McninchOwner occupiedYesVacantNoYears owned15Last saleAug 19, 2011 · $139,990Distress flagspreForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Aug 19, 2011 | First Financial Services Inc | $136,440 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Aug 19, 2011 | First Financial Services Inc | $136,440 | Fha |
| May 30, 2006 | Bank Of Hanover & Trust Co | $60,000 | Unknown |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Aug 19, 2011 | $139,990 | Kelly Gibson, Caroline Mcninch | Nadine C Miezwa |
| Apr 25, 2006 | $0 | Nadine C Miezwa | Frank Miezwa Jr, Nadine C Miezwa |