545 WISTERIA AVE
Sheriff sale Berks County Sheriff sale portal · checked Oct 27, 2026
Sale dateDec 11, 2026Case #26-04705PlaintiffUS BANK TRUST NATIONAL ASSOCIATION NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR VRMTG ASSET TRUSTDefendantABIGAIL ROSE BLESSING A/K/A ABIGAIL ROSE O'LEARYAttorneyHLADIK ONORATO AND FEDERMAN, LLP · 2158559521Judgment$189,585Opening bid$1Parcel43532511762191Sourcecounty listing ↗
AVM value$327,000
RealEstateAPI estimate, Sep 23, 2026 — not an appraisal
Judgment$189,585
county filing
Opening bid / upset$1
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior · low confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$48,000
model: medium tier · $35/sqft × 1,376 sqft — no inspection; range $34,000–$67,000
Potential profit$63,255
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Keystone Funding Inc, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: judgment amount aligns with the senior loan, but the plaintiff name doesn't match any lender.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 23, 2026 | $327,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $189,585 |
| Rehab (medium tier) | model: $35/sqft × 1,376 sqft, no inspection | − $48,000 |
| Selling & holding | model: 8% of AVM value | − $26,160 |
| Potential profit | screening estimate — not underwriting | $63,255 |
Valuation RealEstateAPI · Sep 23, 2026
AVM value (estimate)$327,000Est. open loans$179,920Owner equity$115,633Assessed value$80,300County market value$80,300Annual taxes$1,267
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths2Living area1,376 sqftLot8,276 sqftYear built1974ConditionGood
Ownership RealEstateAPI (deed/assessor records)
OwnerJason Oleary & Abigail BlessingOwner occupiedYesVacantNoYears owned5.1Last saleAug 19, 2021 · $224,900Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Aug 19, 2021 | Keystone Funding Inc | $179,920 | Conventional |
| Second | Aug 19, 2021 | Neighborhood Housing Service | $54,225 | Purchase Money Mortgage |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Aug 19, 2021 | Neighborhood Housing Service | $54,225 | Purchase Money Mortgage |
| Aug 19, 2021 | Keystone Funding Inc | $179,920 | Conventional |
| Jan 14, 2025 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Keystone Funding Group Its Successors And Assigns | $179,920 | — |
| Mar 22, 2023 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Keystone Funding Group Its Successors And Assigns | $179,920 | — |
| Oct 22, 2020 | Nationstar Mortgage Llc | $5,627 | FHA |
| Jul 27, 2015 | Option One Mortgage Corporation, A California Corporation | $157,500 | — |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Aug 19, 2021 | $224,900 | Jason D Oleary, Abigail Rose Blessing | Victoria K Teter |
| Aug 4, 2018 | $182,000 | Victoria K Teter | Kristopher J Cravener, Devon L Cravener |
| Jun 28, 2007 | $175,000 | Kristopher J Cravener, Devon L Cravener | Michael Charles, Christina P Charles |
| Jun 15, 2001 | $99,900 | Michael Charles, Christina P Charles | Theresa A Miller, Lawrence Miller |