242 E. SPRUCE STREET
Sheriff sale Dauphin County Sheriff portal · checked Oct 27, 2026
Sale dateJan 14, 2027Case #2026-CV-05871 (36)PlaintiffU.S. BANK TRUST NATIONAL ASSOCIATION, ET ALDefendantCHRIS A. REED A/K/A CHRIS REEDAttorneyHLADIK ONORATO AND FEDERMAN, LLP · 215-855-9521Judgment$55,531Parcel70-002-060Sourcecounty listing ↗
AVM value$139,000
RealEstateAPI estimate, Oct 7, 2026 — not an appraisal
Judgment$55,531
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior · low confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$84,000
model: heavy tier · $55/sqft × 1,528 sqft — no inspection; range $59,000–$118,000
Potential profit$-11,651
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Bank Of America Na, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: judgment amount aligns with the senior loan, but the plaintiff name doesn't match any lender.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Oct 7, 2026 | $139,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $55,531 |
| Rehab (heavy tier) | model: $55/sqft × 1,528 sqft, no inspection | − $84,000 |
| Selling & holding | model: 8% of AVM value | − $11,120 |
| Potential profit | screening estimate — not underwriting | $-11,651 |
Valuation RealEstateAPI · Oct 7, 2026
AVM value (estimate)$139,000Est. open loans$51,800Owner equity$108,662Assessed value$40,100County market value$40,100Annual taxes$1,512
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,528 sqftLot7,405 sqftYear built1900
Ownership RealEstateAPI (deed/assessor records)
OwnerLucretia FerronOwner occupiedYesVacantNoYears owned1.5Last saleApr 7, 2025 · $0Distress flagspreForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Dec 5, 2009 | Bank Of America Na | $51,800 | Conventional |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Dec 5, 2009 | Bank Of America Na | $51,800 | Conventional |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Apr 7, 2025 | $0 | Lucretia Ferron | Chris Reed |