6410 SOMERSET STREET
Sheriff sale Dauphin County Sheriff portal · checked Aug 28, 2026
Sale dateOct 15, 2026Case #2025-CV-07884 (37)PlaintiffMEMBERS 1ST FEDERAL CREDIT UNIONDefendantJOSE V. FRAYRE AKA JOSE V. FRAYRE JR.AttorneyJAMES SMITH DIETTERICK & CONNELLY, LLP · 717-533-3280Judgment$29,101Parcel63-017-023Sourcecounty listing ↗
AVM value$228,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$29,101
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title positionJR Junior lien
model from REAPI mortgage records — not a title search · ~$143,010 senior debt may survive
Rehab (modeled)$46,000
model: medium tier · $35/sqft × 1,300 sqft — no inspection; range $32,000–$64,000
Potential profit$-8,351
model — breakdown below
Title position (model): Foreclosing lien appears junior (Members First Cu); ~$143,010 of senior mortgage debt (original amounts) likely survives the sale. Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $228,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $29,101 |
| Rehab (medium tier) | model: $35/sqft × 1,300 sqft, no inspection | − $46,000 |
| Selling & holding | model: 8% of AVM value | − $18,240 |
| Senior debt that may survive | title model (original amounts, not payoffs) | − $143,010 |
| Potential profit | screening estimate — not underwriting | $-8,351 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$228,000Est. open loans$143,010Owner equity$106,417Assessed value$76,100County market value$76,100Annual taxes$2,396
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,300 sqftLot15,682 sqftYear built1952
Ownership RealEstateAPI (deed/assessor records)
OwnerJose Frayre & Jose Fraye JrOwner occupiedYesVacantNoYears owned13.8Last saleSep 20, 2012 · $140,000Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Sep 20, 2012 | Mortgage Research Center Llc | $143,010 | Fha |
| Second | Oct 22, 2021 | Members First Cu | $27,000 | Credit Line (Revolving) / Heloc |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Oct 22, 2021 | Members First Cu | $27,000 | Credit Line (Revolving) / Heloc |
| Sep 20, 2012 | Mortgage Research Center Llc | $143,010 | Fha |
| Oct 2, 2012 | Mortgage Research Center Llc | $143,010 | VA |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Sep 20, 2012 | $140,000 | Jose V Frayre | Margaretta W Morrow |