321 SOUTH PINE STREET
Sheriff sale York County Sheriff attorney portal · checked Oct 27, 2026
Sale dateFeb 1, 2027Case #2016-SU-001718-06PlaintiffUS BANK NATIONAL ASSOCIATION AS LEGAL TITLE TRUSTEE FOR TRUMAN 2016 SC6 TITLE TRUSTDefendantMONTANEZ A/K/A JOSE A. MONTANEZ, JOSEAttorneyFRIEDMAN VARTOLO LLPJudgment$42,826Opening bid$68,358Parcel102520200260000000Sourcecounty listing ↗
AVM value$175,000
RealEstateAPI estimate, Oct 8, 2026 — not an appraisal
Judgment$42,826
county filing
Opening bid / upset$68,358
york.pa.realforeclose.com
Title position1st? Likely senior · low confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$108,000
model: heavy tier · $55/sqft × 1,965 sqft — no inspection; range $76,000–$151,000
Potential profit$-15,358
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Bank Of America Na, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: judgment amount aligns with the senior loan, but the plaintiff name doesn't match any lender.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Oct 8, 2026 | $175,000 |
| Purchase basis (opening bid) | york.pa.realforeclose.com | − $68,358 |
| Rehab (heavy tier) | model: $55/sqft × 1,965 sqft, no inspection | − $108,000 |
| Selling & holding | model: 8% of AVM value | − $14,000 |
| Potential profit | screening estimate — not underwriting | $-15,358 |
Valuation RealEstateAPI · Oct 8, 2026
AVM value (estimate)$175,000Est. open loans$65,900Owner equity$144,987Assessed value$46,470County market value$46,470Annual taxes$2,936
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,965 sqftLot2,614 sqftYear built1925
Ownership RealEstateAPI (deed/assessor records)
OwnerJose MontanezOwner occupiedYesVacantNoYears owned20.3Last saleMay 31, 2006 · $65,900Distress flagspreForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | May 31, 2006 | Bank Of America Na | $65,900 | Unknown |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| May 31, 2006 | Bank Of America Na | $65,900 | Unknown |
| Apr 9, 2014 | Not Provided | $65,900 | — |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| May 31, 2006 | $65,900 | Jose A Montanez | Tara D Williams, Ronald L Williams |
| Jun 26, 1998 | $47,500 | Tara D Wilson | Miracle Tabernacle Revival Center |