40 RED BUD DRIVE
Sheriff sale Lancaster County Sheriff sale listings · checked Oct 27, 2026
Sale dateMar 31, 2027Case #CI-25-08018PlaintiffFREEDOM MORTGAGE CORPORATIONDefendantRUHL A/K/A JUSTIN P. RUHL, JUSTIN PATTERSONAttorneyBROCK & SCOTT, PLLC · 844-856-6646Judgment$200,658Parcel410-87304-0-0000Sourcecounty listing ↗
AVM value$1,510,000
RealEstateAPI estimate, Oct 13, 2026 — not an appraisal
Judgment$200,658
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st Senior lien · high confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)—
needs sqft from property data
Potential profit$1,188,542
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Freedom Mortgage Corp, recorded First). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: plaintiff name matches the recorded first-position mortgage.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Oct 13, 2026 | $1,510,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $200,658 |
| Selling & holding | model: 8% of AVM value | − $120,800 |
| Potential profit | screening estimate — not underwriting | $1,188,542 |
Valuation RealEstateAPI · Oct 13, 2026
AVM value (estimate)$1,510,000Est. open loans$251,482Owner equity$1,288,408Assessed value$50,700County market value$50,700Annual taxes$1,198
Property RealEstateAPI (county assessor data)
TypeResidential - Vacant LandLiving area0 sqftLot20,473 sqft
Ownership RealEstateAPI (deed/assessor records)
OwnerJustin RuhlOwner occupiedNoVacantNoYears owned8.0Last saleSep 28, 2018 · $244,500Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Sep 21, 2020 | Freedom Mortgage Corp | $251,482 | Va |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Sep 21, 2020 | Freedom Mortgage Corp | $251,482 | Va |
| Aug 1, 2019 | Freedom Mortgage Corp | $255,069 | VA |
| Jun 20, 2016 | Pennsylvania State Employees Cu | $189,700 | Conventional |
| May 15, 2014 | Fulton Bank Na | $185,155 | Conventional |
| Jun 3, 2009 | Fulton Bank | $20,000 | Credit Line (Revolving) / HELOC |
| Nov 14, 2006 | Affinity Bank Of Pennsylvania | $110,000 | Credit Line (Revolving) / HELOC |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Sep 28, 2018 | $244,500 | Justin Patterson Ruhl | Austin J Herr, Katie R Herr |
| Apr 17, 2014 | $194,900 | Austin J Herr, Katie R Herr | Fannie Mae, Phelan Hallinan Llp |